Text 37380, 68 rader
Skriven 2013-05-29 21:05:15 av Ruth Haffly (1:396/45.28)
  Kommentar till text 37324 av NANCY BACKUS (1:261/1381)
Ärende: Surgery
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Hi Nancy,


 NB> balance on  NB>> one, and otherwise keeping things paid off in full.
 NB> Seems to work out  NB>> best... :)

 RH> it works, but takes discipline. We used to use more cash as we could
 RH> write a check for cash at the PX and use that. No handy PX and can
 RH> only get so much back when using a debit card so we operate with less
 RH> cash now.

 NB> Richard gets out my allowance from the bank in cash... then it's up to
 NB> me to deposit what I want back into my own account(s) in the bank.
 NB> Enough goes back to cover the bills, and for things I don't want to
 NB> use cash for, to keep a paper trail... like the medical copays...
 NB> swipe the debit card, acts like cash, records into the checking
 NB> account...

We use a combination of cash (cash back uing the debit card), the debit
card and occaisional credit card use. Some bills are on auto deduct
which helps keep the visible "flow" down too.

 NB>  NB>> Flashing cash isn't particularly wise anywhere, anyway... ;)
 NB> But I  NB>> have often made my reservations for hotels or rental cars
 NB> with a credit card and then used cash to actually pay the bill.

 RH> Most of the time we need a hotel or rental car we're on the road so
 RH> prefer to keep it on the card. Then too, have to watch that the card
 RH> isn't compromised, had that happen a couple of times.

 NB> Generally mine have been destination trips (like to a conference), so
 NB> only needed the major cash for just the one use...  :)  Also, it was
 NB> back in the days of travelers checks, so for the more extensive trips,
 NB> I'd have those to cash out periodically...  :)  Nowadays, I'd be more
 NB> likely to put it on the card, get the rewards, and maybe take an extra
 NB> month or two to pay it off... or maybe just pay in full when the bill
 NB> comes due...  ;)

We're trying to get the one card paid off--several things tie into it in
addition to our regular use of it for whatever so there's usually a
monthly ballance. However, that will be paid in full in a few months.
The other cards are paid in full every month if there's any use; if not,
then the main one gets a larger payment.

 NB>  NB>> Last night after grocery shopping, we had RTC salmon burgers
 NB> (reduced  NB>> for quick sale, since they needed to be used last
 NB> night) and fresh  NB>> steamed asparagus.  Really quick and easy...
 NB> :)

 RH> Sometimes the best meals can be so easy. Helped to have the pork in
 RH> the freezer and the ingredients for the cole slaw on hand. All the
 RH> latter were chilled except for the s&p and stevia. (G)

 NB> Just need to have all the ingredients at hand...  :)

.......and an extra pair of hands in the kitchen...............


---
Catch you later,
Ruth
rchaffly{at}earthlink{dot}net  FIDO 1:396/45.28


... Nothing is ever lost. It's just where it doesn't belong.

--- PPoint 3.01
 * Origin: Sew! That's My Point (1:396/45.28)