Text 19176, 111 rader
Skriven 2014-11-10 07:15:04 av Dave Drum (1:18/200.0)
     Kommentar till en text av Nancy Backus
Ärende: New Crib
================
-=> NANCY BACKUS wrote to DAVE DRUM <=-

 DD> The hassle is going to be in the financing. It's classed as a
 DD> fixer-upper so the banks will not issue a mortgage straight out. My
 DD> mortgage guy (a vice-president at my main bank) and my Realtor are
 DD> working to come up with something like a construction loan that will
 DD> rolled into the mortgage. Everything is up in the air. Apparently the
 DD> inspector didn't like the roof - which looked pretty good to me -
 DD> except for a corner of the front porch.

 NB> Sounds like you may have some good folks on your side there...
 NB> hopefully they can get things all figured out and settled for you.  :)

 DD> This is all going to be a new experience (getting a mortgage) to me ...
 DD> at 72 years of age. The place is also not eligible for the $7K down-
 DD> payment grant ... DRAT!

 NB> I take it that's only for people who are getting places that would have
 NB> a straight-out mortgage...?   Mortgages are just about the nicest form
 NB> of loans one can get... not that different from an auto loan, except
 NB> that the payments are lower and the interest is deductible if you
 NB> itemize deductions come tax time...

It's for people getting a "conventional" mortgage. The HUD "Home Path"
properties (this one isn't one of those) have a different deal and there are
some tremendous bargains there, as well. I saw a 4 bed 2 1/2 bath house in a
decent neighbourhood go for $20K. I thought briefly about it - but, A> I don't
need that much house, and B> the heating/cooling of that much cubic would kill
my budget. Not to mention the tax bill every year.

 DD> It will either work out or it won't. Other than the quibbles about the
 DD> roof - I spotted that all the carpet needs replaced and a couple hand
 DD> rails installed (more for my own peace of mind than required) and all
 DD> rooms can really use a coat of paint. Oh, and I'd change the main
 DD> breaker from 100 amps to 200 amps. But, that's all minor compared to a
 DD> new roof.

 NB> And some of it could wait a little while to be done... doesn't need
 NB> doing all at once..  :)

The paint and carpet are a concerted week-end deal. And would need to be done
whilst the place is still empty - to make everything easier. The handrails, the
breaker, the glass front for the fireplace in the basement (and the source of
outside air so all the heat doesn't get sucked up the flue) can wait.
 
 DD>> Given the low turnouts in many recent elections I sometimes think the
 DD>> Australian system my be well employed here.   Bv)=

 NB>> Is that the one where everyone of voting age is forced to do so...?

 DD> "In Australia, it is compulsory for all citizens over the age of 18 to
 DD> enrol and to vote.

  8<--- CUT --->B

 DD> But, Australia has been compulsory since 1911 - so it's
 DD> well-established.

 NB> One does wonder what sort of difference it makes in the long run...

Have to ask ol' Tin-hip Jamieson if he ever shows up here again.

MMMMM----- Recipe via Meal-Master (tm) v8.06
 
      Title: Young Goat ("Caprillo") With Wine
 Categories: Lamb/mutton, Herbs, Vegetables, Wine
      Yield: 4 Servings
 
  1 1/2 kg Boned leg of young goat
     30 g  Olive oil
     30 g  Butter
      6 cl Garlic; sliced in medium
           - thin strips
      1 ts (heaped) dry marjoram
           Fresh ground black pepper
    1/2    Celery root; peeled, sliced
      2 sm Carrots; sliced
      3 sm Peeled tomatoes
           +=OR=+
      2 tb Tomato puree
           Twig of rosemary
           Pared peel of 1/4 orange
      4 dl White wine
    1/2    Orange; juice of
 
  Using a thin sharp knife, pass the garlic slices into the
  meat. Rub the meat with salt, pepper and marjoram. Heat
  oil and butter in a casserole, cook the meat until browned
  on all sides. Add celery, carrots, tomatoes or tomato
  puree, rosemary, orange peel and wine, cover and stew
  until the meat is very tender, some 1.5 - 2 hours.
  
  Remove from heat and add the orange juice (do not boil the
  sauce once you've added the orange juice or it will turn
  bitter). Slice and arrange the meat on a heated serving
  dish, puree the sauce through a strainer and pour over the
  meat. Serve immediately.
  
  http://www.matkurja.com/
  
  From: Glen Jamieson - 13 Apr 01
  
  Uncle Dirty Dave's Archives
 
MMMMM

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