Text 27254, 155 rader
Skriven 2015-05-21 06:50:00 av Dave Drum (1:18/200.0)
     Kommentar till en text av Nancy Backus
Ärende: Re: Credit Cards
========================
-=> NANCY BACKUS wrote to DAVE DRUM <=-

 RH>> Yes, but having an account open for years and years helps the credit
 RH>> history.

 NB>> Only if you are using the card.  Which is why, on my oldest card, I
 NB>> tend to keep a small balance, and pay down on it instead of paying it
 NB>> off entirely... it keeps it from being closed for inactivity...
 NB>> Doesn't hurt that it is a fairly low interest rate and gives me a
 NB>> rebate besides...  ;)

 DD> I have my debit cards (which get most of the exercise), a direct debit

 NB> Likewise, except that only one gets the use, generally.  Saves me
 NB> having to write checks to keep a record...

TBH - I have a "main" debit card that gets most of the use. Mine isn't so much
to avoid writing cheques - although that is a wonderful, labour saving side
benefit. It's to avoid carrying more cash than waitress tip money.

 DD> card for Moto-Mart which gets me 6c/gal discount on gazoline plus a
 DD> free car wash when I buy 8 gallons of petrol on a Tuesday or Wednesday.

 NB> Haven't got anything like that... I don't know as that's available here
 NB> anyway... and I usually get my gas at BJ's...

I'd be willing to bet that if you check around you'll find that there are one
or more chains in your area that offer money off by using their company-branded
direct debit card. The idea is spreading around this area since Moto-Mart came
to town. This is in addition to grocery store linked discounts like
Kroger/Shell and Hy-Vee/Casey's/Hy-Vee's own gas station.

I don't know if you have any FasTrack C-Stores near you but, "Fastrac, which
has 44 locations, has had the discount card in place for some time now. Typical
discounts per gallon for cardholders are 7 cents Monday through Saturday and 10
cents Sundays."

 DD> I also have one each of the four major credit card brands- AmEx,
 DD> Discover, Master Card and Visa. I charge something on each of them
 DD> every month and pay off the balance as soon as the statement falls into
 DD> my e-mail.

 NB> Similar... I had one each, plus, at one time... now the MC was changed
 NB> to a Visa by the bank, and the Visa was replaced by an AmEx (and the
 NB> original one closed due to inactivity).  I've got two Discover cards,
 NB> as they talked me into first getting and then keeping the extra card..
 NB> Those are used for gas and restaurant purchases during the month, as
 NB> they give me a 2% rebate on those purchases, and paid off in full each
 NB> month so as not to incur any interest.  The first card (now Visa) is my
 NB> oldest card which I'm keeping active, and the AmEx at the moment has
 NB> the highest balance as I let my son use it to purchase building
 NB> supplies and airline tickets and such... He pays me a more than minimum
 NB> payment each month for me to pay off that card... I'd be happier if he
 NB> got it all paid off sooner than later, but so far anyway, he hasn't let
 NB> me down.

My first Visa, issued very tentatively by one of my banks had a $250 limit. I
used it mainly to flash when renting a car - then paid with a debit card since
the totalwas generally more than the limit on the card. When it was about to
expire last time the bank (and their service company that manages the
bank-branded Visa) offered me a Platinum (big whoop) Visa with a $10K limit. 
Bv)=

 DD> It must be working - Discover gives me my current FICO score on their
 DD> statement and it has been running >800 for the past couple years.
 DD> Bv)=  Considering the cavalier way I treated my creditors when I was
 DD> younger that seems a minor miracle.

 NB> Sounds like your credit has been quite well repaired over the years,
 NB> then...  ;)  My FICO score is a little lower than yours, and I'm pretty
 NB> sure the reason is the higher balance I'm carrying due to my son's use
 NB> of my credit... that card has a much higher balance than I'd ever
 NB> normally carry...  I've always been pretty careful with my accounts...

 DD> Title: Pork Piccata (Miracle Whip, 1989)
 DD> 3/4 lb Pork tenderloin
 DD> 1/2 c  Miracle Whip Salad Dressing
 DD> 1/4 c  Seasoned bread crumbs
 DD> 1 tb Kraft 100% Grated Parmesan Cheese
 DD> 1 tb Parkay Margarine
 DD> 1 cl Garlic; minced
 DD> 1 tb Milk
 DD> 1 tb Capers; drained
 DD> 1 tb Lemon juice

 NB> Between the Miracle Whip and the Parkay... twould be a miracle if it
 NB> tasted good... although the garlic might help a little... ;)

It's a thoroughly gross recipe (from Kraft, naturally) and the first killer is
the Miracle Wimp. I can tolerate Parkay much better than Miracle Wimp. I also
had intended to include a "Don't look, Michael" caution with the recipe ....
but, I forgot.   Bv)=

MMMMM----- Recipe via Meal-Master (tm) v8.06
 
      Title: Piccata de Veau Aux Aubergines et Tomates Fra+<ches
 Categories: Beef, Vegetables, Sauces, Cheese, Citrus
      Yield: 4 Servings
 
      3    Aubergines
      5    Tomatoes
      1    Onion
    600 g  Thin sliced veal escalope
           Flour
     50 g  Butter
           Mozzarella
      2    Lemons
     60 g  Grated Parmesan cheese
      1 bn Basil
           Olive oil, salt, pepper
 
  Wash and cut the eggplants lengthwise, salt them and make
  them disgorge 30 minutes.
  
  Peel, core and cut the tomatoes into cubes. Peel and cut
  the onion in 2. Cook together on low heat for 10 minutes,
  season and keep warm.
  
  Preheat oven to 392++F/200++C/gas mark 7.
  
  In a large skillet, lightly brown eggplant slices blotted
  with a drizzle of olive oil. Place on a baking sheet and
  bake for 10-15 minutes.
  
  Squeeze a 1 lemon. Peel the other (more yellow than white)
  and cut into cubes.
  
  Season and flour cutlets, fry 5 minutes in butter with
  lemon juice.
  
  Spread over half of each slice of eggplant 1 tablespoon of
  diced tomatoes, a slice of mozzarella and a basil leaf and
  fold.
  
  Above put Parmesan, a little oil and brown quickly under
  the grill.
  
  It's ready!
  
  Recipe by: Larousse Gastronomique; Prosper Montagn++ - 1938
  
  UDD Note: If the language seems a bit fractured - I used
  the Google Translate function of the search engine.
  
  From: http://www.marmiton.org
  
  Uncle Dirty Dave's Archives
 
MMMMM

... "I like bread, and I like butter - but I like bread with butter best."
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