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Text 12869, 39 rader
Skriven 2008-03-14 20:35:11 av Jeff Bowman (1:229/500)
  Kommentar till text 12861 av Roy Witt (1:397/22)
Ärende: Re: Money (was: Art)
============================
RW>JB> There is no service agreement with Paypal regarding how much an ATM
RW>JB> will charge on their end, of course.
 
RW> There is...you just have to read the fine print. If you use an ATM to
RW> transfer money from your bank account to your paypal account, there is no
RW> fee. There is no fee to send money via their services to pay for anything
RW> online. The seller absorbs that fee.
 
I'm talking about making a withdrawl with a Paypal debit card via an ATM.
Paypal isn't a bank, therefore they have no ATMs belonging to them.  As such,
there's always a service charge applied to withdraw cash by the owner of the
ATM itself when you're withdrawing from an account not belonging to them.  How
much that service charge is is completely dependent on what ATM you use/who it
belongs to.  The same would apply if I took my bank debit card to an ATM that
didn't belong to them; I'd get charged some extra fee for that, too.
 
Point is, as I said, Paypal's fine print clearly states their own $1 fee for
using an ATM to withdraw funds.  But since the fee an ATM charges on top of
that depends on its owner, it can't be in Paypal's terms of service as to how
much it is (other than a notice stating there will probably be a service charge
of some amount), and you won't know how much they're going to charge you to
make a withdrawl until you go through the motions to actually take the money
out (or ask the bank it belongs to ahead of time).
 
 
 
RW> I frequent Ebay a lot and have sold items accepting paypal for payment. I
RW> pay the fee. I sold a 1970 Firebird Formula 400 on Ebay and the Ebay fees
RW> were what I thought were too high. They charge you to list the item and
RW> they take a percentage of the sale price.
 
Might be worth noting that Ebay lowered their listing fees recently.  Yet at
the same time, they apparently raised their commission when you sell an item. 
They also removed the ability for sellers to leave feedback on buyers.  A bunch
of big sellers were/are boycotting, apparently having some impact on daily
sales.  Who knows how that will go.

--- D'Bridge 2.99
 * Origin: FyBBS (1:229/500)