Text 12308, 48 rader
Skriven 2010-11-18 20:08:42 av mark lewis (1:3634/12.0)
  Kommentar till text 12190 av Robert Bashe (2:2448/44)
Ärende: Unbelieveable stories
=============================
RB>> anyone you please without further authentication. Except in the case
RB>> of payments to utilities, large companies and governments, there is
RB>> no such thing as direct account transfers in the States, and thus all
RB>> the talk about "online payments" is mainly hogwash - what really
RB>> happens is that the bank sends a check to the payee through the
RB>> regular mail.

ml> bull... my father transfers money between his accounts all the time...

 RB> Which has _what_ do do with direct account transfers and online
 RB> payments? Of _course_ you can transfer money from one of _your_
 RB> accounts to another. 

we're talking about between numerous different banks, dude... not between
several accounts all with the same bank...

[trim]

RC>> The advantage of check writing, is I have _absolute_ control of when
RC>> the funds from my account go from me to whoever..

RB>> That would be nice, but see above. All someone needs to write checks
RB>> in your name are your bank ID and password unless there is some added
RB>> security at login. And no further authorization is required to send
RB>> checks anyhwhre once someone is logged into your account.

ml> uh... check writing is still done with paper check and a pen... no
ml> computer or authentication involved...

 RB> Apparently you've never used the "Internet payment" option of your
 RB> online account. The situation is precisely what I've described.

what online account of mine are you talking about?? i do not have one and i
will not have one... i do not use banks for anything other than cashing checks
written on one of their accounts... other than that, banks are an annoyance
that too many people are willing to be screwed by... if a bank attempts to
charge me a fee to cash a check written on one of their accounts, i retrieve
the check, take it back to the person who wrote it and request cash with the
explanation of what the bank attempted to do... in more than once case, this
has resulted in the bank loosing a client... in a few cases, it also resulted
in several hundred thousand $$$ being removed from their control and at least
one case something over a million was moved... that bank was not very happy and
they approached me to try to bring those clients back to them... you can guess
what i told them, i'm sure :)

)\/(ark

 * Origin:  (1:3634/12)