Text 10746, 44 rader
Skriven 2013-10-15 16:57:11 av Mark Hofmann (1:261/1304)
     Kommentar till en text av Roy Witt
Ärende: Re: Obama Scare Premiums
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RW> A Silicon Valley reader tells me: "My premiums have gone up.. Daughters
RW> went up 155%, wife's went up 108% and mine doubled as well. Now, new
RW> totals are over $1200 a month.
RW> 
RW> "Double premiums for the same service as before. Am I missing something
RW> here? And, I voted for Obama."

I work in the healthcare field and can verify these huge increases in premiums.
 All the people in the organization where I work are about to see their
healthcare premiums go up by at least 80%, most near 100% (double).  

I know for a fact that my insurance premium taken from my paycheck will be just
about double what it is right now.  In addition to paying twice as much, our
coverage is going to be half of what it was.  All co-pays, deductibles, etc
will be on average - double - what they are today.

The simple fact health insurance companies are forced to cover "kids until age
26 (which is really an adult)", is going to cause a dramatic increase in
premiums.  To my knowledge there is no checks and balances being put in place
to verify these "kids" don't have jobs where they can buy their own plan.  

Here are some of the take aways from my organization.

If you have a working spouse - and the spouse can get their own insurance, you
must pay an extra $40 per paycheck to keep them on the plan. If you smoke, an
additional $50 per pay, if you don't partifipate in their "wellness" plan,
another $50 per pay.

That is $140 "extra" right there if you hit that trifecta.  These added
"penalties" are in addition to the cost going up 100%.  

I have also seen the local health exchanges.  The lowest cost plan was for a
"single" person at $180/month.  But wait for the best part......

It comes with a $10,000 deducible!

For the few unlucky souls that participate in the health exchanges who don't
read the fine print and don't know what a deducible is, they will be in for a
big surprise when they find out they still owe up to $10,000 in a calendar
year. 
- Mark

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