Text 29806, 74 rader
Skriven 2015-12-28 06:37:15 av David Drummond (3:640/305)
  Kommentar till text 29786 av mark lewis (1:3634/12.73)
Ärende: Rules of Echomail
=========================
On 27/12/2015 8:13 PM, mark lewis -> David Drummond wrote:

 ml> 2. High-frequency tags, which are often used in smart cards, have a read
 ml> range of three feet or less.

My cards all appears to have a reading distance of less than one centimetre -
even the bus/train fare card.
[...]

 ml> the power output of the reader and its signal gathering capabilities are
 ml> also part of the play... it is easy enough to increase the power output
 ml> or signal reception of most any radio...

So... someone is going to walk around the streets with this enormous equipment
rubbing it over the members of the public hoping to read the RFID tag in their
cards?

 ml>>> my recommendation is to be extremely careful with your RFID chipped
 ml>>> cards... they are /NOT/ as safe as you think they are...

 DD>> I deem the risk to be so infinitesimal that it isn't worth worrying
about.
 DD>> I have a much higher risk of dying in a road accident, being struck by
 DD>> lightening, or winning the lotto. I'm not sweating too much about those
 DD>> either.

 ml> don't look now but that PYT standing beside you at the bar has your
 ml> numbers...

Bar - what bar?

 DD>>>> Also, at in this country, the banks guarantee to refund any
 DD>>>> contested "paywave" transaction.

 ml>>> that's the only thing protecting you...

 DD>> That, and the tiny reading range of the RFID in the card.

 ml> don't look now but that PYT checking you out at the grocery store has
 ml> your numbers...

I wonder why they would spend so much effort to collect data that will only
reap $100.00, and then not use that data.

Something like this happening would be jumped on immediately by the media - and
yet we have had nothing mentioned about it. The crooks in Australia seem to
prefer placing readers in/on ATMs and collecting far bigger returns.

 ml>>> how much are they charging you for this or the chip service? the
 ml>>> charges are buried in your fees somewhere, somehow... they're not
 ml>>> doing this for free...

 DD>> There are NO fees on my bank account/card use.

 DD>> Remember, I am not dealing with a US bank - I'm dealing with one that
 DD>> actually offers service.

 ml> if they aren't charging you any fees, how are they staying in business?
 ml> are they laundering all the $$$ they handle??

I would imagine that they invest the funds deposited with them for greater
returns than they pay us depositors in interest.

Paywave costs the bank a negligible amount - it is the retailer that has to pay
for the RFID reading equipment. The bank is already set up for digital
transaction data - from the ealier implemented swipe and smartcard data flow.

-- 

regards
David

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