Text 24883, 100 rader
Skriven 2015-03-13 15:43:34 av Dave Drum (1:261/38.0)
  Kommentar till text 24847 av Dale Shipp (1:261/1466.0)
Ärende: Insurance
=================
-=> Dale Shipp wrote to Dave Drum <=-

 DS> Unfortunately, the way many insurance companies work once they total it
 DS> you will probably get only about half what it will cost to buy a
 DS> comparable replacement.

 DD> I dunno how it works in your state or in New York. But in Illinois if
 DD> the other guy is at fault (and if you get hit in the rear the other
 DD> guy is *always* at fault) repairs or replacement to the aggrieved
 DD> party's *satisfaction* are the responsibility of the party at fault.
 DD> Adjusters get a slice of anything they can save the insurance company by
 DD> settling the claim for less than the actuarial set "par". So they will
 DD> try to cheap jack everyone in sight.

 DD> That's where Janis' insurance company/agent comes in. To serve and
 DD> protect their insured.

 DS> When our son was 15 1/2, he bought a handy-man-special called a 1972
 DS> Pinto hatchback.  He spent the next six months working on it in our
 DS> garage doing various repairs -- from replacing the exhaust system to
 DS> repairing body cancer (which was more extensive than first thought).
 DS> He got it road worthy about the time he got his driving liscense.
 DS> After about six months, a teen ager driving his mother's station wagon
 DS> boat rammed into the rear end while the Pinto was parked in front of
 DS> our house.   Fortunately, a police car was coming the other way and did
 DS> a 180 to chase the teen ager down as he was speeding away.  Their
 DS> insurance company tried to offer us only about $150 because of the age
 DS> of the car (13 years old).  We did manage to convince them that no one
 DS> could buy a car that had recently passed MD State Inspection for less
 DS> than $1500, and they settled for that.  At least he got back the money
 DS> he had put into the car, but not much extra for the work he had done on
 DS> it.

When I was running the print shop for Illinois Department of Agriculture one of
my guys had finally managed to get the motorcycle of his dreams only to have it
stolen within six weeks. When the adjuster came by our work he was using my
office and telling Alan that he'd only get what the adjuster could find another
bike of the same spec for. No matter where it popped up. He was busily implying
that my guy had arranged to disappear his scoot to get out of the payments.

Finally I'd had more than plenty of this arsefardel and his mouth and went into
my office. When he started to object I reminded him that he was in *MY* office.
Then I told him that no one cared how little or how much the replacement cost.
What he would do would be to make his best deal, bring the motorcycle to Alan
and arrange the paperwork so that everything was legal.

He started to sull up on me so I picked up the phone and called a friend I had
known for a long time who just happened to be the Assistant Commissioner of
Insurance for the State of Illinois. When I explained why I was calling he
asked to speak to the adjuster. I don't know what he said - but the
conversation was fairly brief. And my guy got his new motorcycle in about two
days.

Helps to know people in positions of influence.   Bv)=

MMMMM----- Recipe via Meal Master (tm) v8.06

      Title: Irish Scallop Pie
 Categories: Seafood, Dairy, Mushrooms, Wine, Potatoes
      Yield: 6 servings

      8 lg Scallops *
    300 ml Milk
           Salt & pepper
      2 tb Butter
      1 tb Flour
    1/2 lb Mushrooms; sliced
      4 tb Sweet white wine
      1 lb Fresh mashed potatoes

  * Or 4 scallops and an equal amount of any white fish. Or
  more scallops, if you like.

  Clean the scallops and cut in half, then simmer in the
  milk for 15 minutes. Strain, reserving the liquid. Heat 1
  tablespoon of the butter and stir in the flour, cook for
  about a minute, stirring, then add the milk gradually,
  stirring all the time to avoid lumps. Season with salt and
  pepper, add the sliced mushrooms and simmer for about 10
  minutes longer; then add the sherry or wine and finally
  the scallops.

  When hot, transfer to an oven-proof dish and cover with
  mashed potatoes, making sure they cover the fish right to
  the edges. Dot with the remaining butter and bake in a
  moderate oven, 350øF/175øC, for 20-30 minutes, or until
  the top is turning brown.

  Makes 6 servings

  Recipe from: http://www.recipelink.com

  Uncle Dirty Dave's Archives

MMMMM

... At my age the bones are water in the morning until food is given them.

--- BBBS/Li6 v4.10 Dada-2
 * Origin: Prism bbs (1:261/38)